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Sometimes we can control our financial situations. Sometimes we cannot. The reality of Arizona bankruptcy is that most people never intended to end up there. Many fight as long as possible to avoid it. In these trying times, many people are losing their jobs, confronting unexpected medical bills and job losses. As a result, many people find themselves with a debt burden they cannot overcome.

The federal and Arizona bankruptcy laws are designed to protect people from unreasonable debt burden. No matter how you got there – job loss, medical bills, mortgage underwater, skyrocketing expenses, divorce, job loss, or health issues – you may be able to find relief by filing for bankruptcy. The first step is to consult with an experienced bankruptcy attorney who will help you make a plan for a better future.

Early legal consultation is important. It may be that you need to stop making payments on debts that you cannot repay, such as credit cards and mortgages on properties you plan to surrender. Planning is important. You cannot simply give away your valuables and home contents to relatives and friends, expecting to hide them. In bankruptcy, people can keep most of their possessions, but full disclosure about your assets and any transfers must be made. We will be able to counsel you regarding allowable and prohibited transfers as well as property that is exempt from the claims of your bankruptcy trustee.

Allowable bankruptcy planning can protect some of your assets.

Understand that your credit score is probably already damaged. While a bankruptcy filing will have an adverse effect on your credit, you will be able to rebuild your credit faster than you may think. More importantly, the discharge of your debts will allow you to build a better future.

Once your bankruptcy petition is filed, all the collection phone calls and letters will stop, allowing you to regain your peace of mind.

Try to make peace with your situation. The federal bankruptcy laws exist to allow honest people to get a fresh start.

April 1st, 2020

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March 26th, 2020

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Attorney Bob Man helped break down the legal language for ABC15 with regards to the ‘6-Day Law’ on pet ownership in Arizona.

January 19th, 2018

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We all know that when leaving the safe confines of our Arizona existence for international travel to a place such as London, we can expect some minor differences.

As between Arizona and England, the language is basically the same, although (depending on whom you ask) one side speaks with an accent. Some words mean different things – such as the soccer / football, boot / bonnet, and trunk / hood debates. And cars are driven on different sides of the roads.

But what of the attorney whose business client is leaving the safety and comfort of Arizona for the unknown of international arbitration in London?

As in Arizona, there are different ways to participate in a London arbitration, which are guided by the contractual agreement calling for disputes to be handled in this manner. The parties can find their own private arbitrators. Or they can look for the assistance of organizations whose purpose is to handle arbitrations and have extensive rules in place to allow for the experience.

Many business contracts here in Arizona and throughout the United States of America provide for arbitration, often (but certainly not always) through the American Arbitration Association (or, “AAA”). In international transactions, many agreements will cite London as the location for arbitration, and in particular The London Court of International Arbitration (or, “LCIA”) as the entity for use in international arbitration. Although considered by many to be a leader in international arbitrations, LCIA certainly is not alone. AAA, for example, created its own international arbitration commission in the 1990s. And although London might be the arbitration location cited in an agreement, LCIA proceedings can be conducted throughout the world.

Although separated by an ocean and much of a continent, the differences between AAA and LCIA are so minimal as to provide comfort to those who are familiar with one but not the other. Both have been around long enough to pretty much get things right. LCIA came into existence in the 1890s, with AAA following thereafter in the 1920s with the merger of two arbitration organizations.

The starting point for any arbitration is the agreement calling for such alternative dispute resolution. LCIA’s recommended contract alternative dispute resolution language looks familiar to anyone who has included arbitration clauses in a domestic business agreement.

“Any dispute arising out of or in connection with this contract, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under the LCIA Rules, which Rules are deemed to be incorporated by reference into this clause. The number of arbitrators shall be [one/three]. The seat, or legal place, of arbitration shall be [City and/or Country]. The language to be used in the arbitral proceedings shall be [ ]. The governing law of the contract shall be the substantive law of [ ].”

Once LCIA is the agreed-upon source of the tribunal, it is – as with a AAA arbitration proceeding – mainly a matter of following LCIA’s rules. The rules are straightforward, and the LCIA’s administrators are incredibly responsive. As with AAA, the parties have options as to how to select arbitrators, submit position statements if they choose, are given an expedited path to resolution (when compared to typical civil litigation), and participate in an evidentiary hearing.

So as it turns out, it does not matter which side you drive on, so long as you obey the rules of the road.

August 10th, 2017

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As Arizona’s crushing summer heat once again sets multiple records, there tends to rise a chorus of those who would like to see a “Stupid Hiker Law,” modeled after Arizona’s well-known “Stupid Motorist Law.” The refrain this year is not as loud, due to the fact that, thankfully, there has not been recent publicity surrounding any heat-related rescues. But the murmur remains.

August 2nd, 2017

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Attorney Bob Man spoke to 12News about the Revenge Porn laws in Arizona.

July 12th, 2017

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Attorney Bob Man talked to 12News about the laws surrounding fireworks in Arizona.

July 6th, 2017

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High summertime temperatures in Arizona reach close to or above 120 degrees leaving the many popular hiking trails a chance to become dangerous or even deadly. With over 200 hiking rescues each of the last few years, and nearly 300 in 2016, the Stupid Hiker Law has been discussed by city officials, but has yet to be put into effect.

July 6th, 2017

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Arizonans experience the extreme heat every summer, with temperatures crawling towards 120 degrees.

Yet, the Phoenix hiking trails remain open.

While hiking is popular in the Valley, trails can be dangerous, even deadly, when it comes to extreme heat.

Arizona has the “Stupid Driver Law,” but why hasn’t there been a “Stupid Hiker Law?”

June 21st, 2017

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PHOENIX – The Frutkin Law Firm has become the first Arizona practice to take advantage of the state bar’s trade name rule. It announced it will rebrand as Radix Law on Jan. 1 2017.

There is a long tradition in the practice of law: the name of a firm includes the surnames of the most prominent partners. As law has become such a big business over the past decade, the largest practices in the world are names of partners who have long since passed away.

This tradition was also required by the Arizona Bar until recently. Now, firms can ditch the commas in favor of a more universal trade name.

Radix, in Latin, means “root.” It can mean the root of a tree, the root of knowledge or the root of a number. While the firm’s attorneys come from all over the world, they have decided to be rooted in Arizona.

“Our new name reflects our values,” says Principal Jonathan Frutkin. “We are a business law firm that helps our clients pursue opportunities and fights for them when challenged – and we are rooted right here in Arizona. It is also an acknowledgement that we have grown from being a solo legal practice into a business law firm with almost a dozen lawyers.”

The Frutkin Law Firm was formed in 2007 and now has 11 attorneys with decades of experience. They serve companies, individuals and families throughout Arizona in business and corporate law and related areas, ranging from taxation and asset protection to bankruptcy and estate planning. Radix Law leads the Valley of the Sun in estate planning and trust administration law. Radix Law’s attorneys are respected sources in their field and contribute to local and national media.

About Radix

Radix Law, formerly The Frutkin Law Firm, was founded in 2007 by attorney Jonathan Frutkin with the goal of providing exceptional legal representation to clients throughout Arizona in business and corporate law and related areas. Radix helps businesses, individuals, and families in Phoenix and throughout Arizona with their corporate and business law, bankruptcy, taxation, asset protection, wills, trusts, and estates, and litigation needs. The firm is located at the Kierland Commons in Scottsdale. For more information, visit

December 30th, 2016

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